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Discover Financial Freedom With A Reverse Mortgage

  • Access your home’s equity without selling
  • No monthly mortgage payments required
  • Tax-free income to supplement your retirement
  • Peace of mind knowing you have funds available

Schedule a consultation today to discover more about how a reverse mortgage can benefit you.

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What Is A Reverse Mortgage?

A reverse mortgage is a home loan that allows you to access the equity in your home without having to sell it. This can provide you with additional income to supplement your retirement, pay off debt, or simply enjoy a higher quality of life.

Financial Flexibility - Access the equity in your home without selling it, and use the funds however you need.

No Monthly Mortgage Payments - As long as you live in the home, you won't have to make monthly mortgage payments.

Tax-Free Income - The proceeds from a reverse mortgage are generally tax-free.

Peace of Mind - Knowing you have access to funds in case of unexpected expenses.

Why Choose

Jodi Rhoades & Logan Riddle?

Personalized Service

They are committed to providing personalized service and ensuring you understand all your options.

Experience and Expertise

With years of experience in the reverse mortgage industry, Jodi and Logan have the knowledge and expertise to guide you through the process.

Trust and Reliability

Jodi and Logan are dedicated to building lasting relationships with their clients based on trust and reliability.

Still Have Questions? Speak with a Reverse Mortgage Expert Today

We are here to provide personalized guidance and answer all of your questions about reverse mortgages.

Who is eligible for a reverse mortgage?

You must be at least 62 years old to qualify for a reverse mortgage. You must also own your home outright or have a mortgage that is fully paid off.

Can I use a reverse mortgage to pay off other debts?

Yes, you can use the proceeds from a reverse mortgage to pay off other debts, such as credit cards or medical bills.

How long does it take to get approved for a reverse mortgage?

The approval process for a reverse mortgage typically takes 30 to 60 days.

Can I get a reverse mortgage if I have a second mortgage or home equity line of credit?

Yes, you can still get a reverse mortgage if you have a second mortgage or home equity line of credit. However, the amount you can borrow will be reduced.

Will a reverse mortgage make it harder for my children to inherit my home?

The amount you borrow from a reverse mortgage will be repaid when you sell your home, move out permanently, or die. Any remaining equity in your home will be passed on to your heirs. However, if you borrow a significant amount, the amount your heirs inherit may be reduced.

About Logan & Jodi

At Ranlife Home Loans, my brother Logan and I (Jodi) form a dedicated mortgage loan officer team specializing in Home Equity Conversion Mortgages (HECMs), commonly known as Reverse Mortgages.

With our combined expertise, we aim to
help homeowners understand the benefits and intricacies of reverse mortgages, providing you with the knowledge and guidance needed to make informed decisions about your financial future.

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See What Our Clients Have To Say

“Logan R. and Jodi R both immensely helped with the financing process! Everyone I worked with here was helpful, took the time for me to understand everything, and made this process so much more enjoyable and stress free. Amazing people! Glad I came to this company, and would recommend them to anyone!”

David B.

“I was initially hesitant about a reverse mortgage, but I’m so glad I decided to go through with it. Jodi and Logan were incredibly helpful and patient in explaining the process to me. They made sure I understood all of my options and helped me choose the best one for my situation. Thanks to the reverse mortgage, I’ve been able to make some much-needed home improvements.” 

John C.

“I can’t say enough good things about Jodi and Logan. They were so knowledgeable and professional. They made the whole process of getting a reverse mortgage so easy and stress-free. The reverse mortgage has given me the financial freedom I’ve been dreaming of. I’m so grateful for their help.”

Sharon D.

Unlock Your Home’s Potential with a Reverse Mortgage

Unlock the financial potential of your home without selling. A reverse mortgage offers the freedom of no monthly mortgage payments, allowing you to enjoy your retirement without the burden of a traditional home loan. Additionally, the income received from a reverse mortgage is typically tax-free, providing a valuable supplement to your retirement savings.

Experience the peace of mind that comes with knowing you have access to funds when you need them. Whether it’s for unexpected medical expenses, home renovations, or simply to enhance your lifestyle, a reverse mortgage can provide the financial flexibility you desire. Schedule a consultation today to learn more about how a reverse mortgage can benefit you.